Insurance

International Student Health Insurance

Students under an F or J visa are required to carry health insurance that meets the minimum coverage requirements per Florida Board of Governor's Regulation 6.009 and USF Regulation 6.0162

All international students studying at USF are required to have adequate health insurance coverage. Students must complete and submit the Student Health Insurance Agreement form to remove the SI Hold and to indicate how they will comply with USF Regulation 6.0162.

Newly Admitted Students:

  • Summer 2025: Complete the Summer Insurance Agreement form to indicate your health insurance plan preference and remove the SI Hold.

  • Fall 2025: Complete the Fall Insurance Agreement form to indicate your health insurance plan preference and remove the SI Hold.

Students will have an SI hold on their accounts until they complete this form, which will prevent them from registering for classes. The USF Health and Wellness Center will remove students’ SI hold approximately one-business day after they complete the insurance agreement form. Students may change their preferences by completing a new insurance agreement form and are not necessarily obligated to purchase health insurance on the day they complete this form. 

Continuing Students: 

Fall 2025:  Continuing students whose insurance was approved through August 2025, should not have an SI Hold.

Starting in mid-July, students may indicate their preferences on how to comply with the mandate for the 2025 -2026 academic year, by completing a new insurance agreement form. Students are not necessarily obligated to purchase health insurance on the day they complete this form. Should you have an SI Hold, please complete the Fall 2025 Preliminary Insurance Agreement Form.

To see if you have a Student Insurance (SI) Hold, click here for a review guide.  

To remove the SI hold for Summer 2025: Complete the Summer Agreement Form by clicking here.  Allow 24 business hours for the SI hold to be removed

To remove the SI hold for Fall 2025:  Complete the preliminary Fall Agreement Form by clicking here.  Allow 24 business hours for the hold to be removed

Fall 2025: Instructions and policy information will be available on our webpages by mid-July. Be sure to check back at that time. 

International students have the option to enroll in the USF Sponsored Health Insurance Plan (SHIP) through Academic HealthPlans (AHP) OR waive out with an adequate alternative policy before the deadline.

Summer 2025:
To activate your enrollment in the USF SHIP underwritten by Aetna, you will need to pay the premium directly through your Student Self Service account no later than no later than May 19, 2025, for Summer A/C and June 30th for Summer B. 

USF SHIP features comprehensive coverage exceeding FL-BOG and USF's regulations.

24-25 USF Sponsored Health Insurance Plan (SHIP)
Policy Period Premium
Summer A/C (5/01/25 - 8/16/25)  $973
Summer B (6/25/25 – 8/16/25) $478

From April 21, 2025 through May 19, 2025 (Summer A/C) and June 1, 2025 through June 30, 2025 (Summer B), you wll have the opportunity to waive/opt out of USF SHIP.
You will need to submit proof of your alternative policy to AHP directly for review and consideration.

  • Monitor your email inbox starting on April 21, 2025 for an email from sender: info4students@mycare26.com. It will be sent 3-5 days after the Summer Agreement form has been submitted. Click on the link provided in the email to activate your Care26.com account. 
  • Already have a Care26.com account? Just log in or reset password if forgotten. 
  • Allow 2-3 weeks for review/determination. Both AHP and USF must approve your policy before your Student Self Service account is updated and the premium fee removed.
    Please note:  returning students cannot have a gap in coverage.

If you miss the final submission deadline on May 19, 2025, you WILL be required to purchase the USF SHIP for the Summer 2025 semester.

Students under an F or J visa  
Have your health insurance company complete the USF Insurance Compliance (Waiver) form and submit it to AHP, along with the front and back of your insurance card for review no later than May 19, 2025.

  • Returning students cannot have a gap in coverage; you are required to have continuous health insurance coverage.
  • Your policy must provide coverage for the entire academic year, even if you are planning to graduate and/or leave the country.

Students under a non-F or J visa  
You must submit a copy of the front and back of your health insurance card to AHP for review:

  • You must have active health insurance for the entire semester.

Please note: the USF premium will not be removed from your Student Self Service account unless your policy meets the minimum requirements of the mandate and is officially approved by AHP and USF.  In the meantime, when paying tuition and fees, subtract the insurance premium from your total and pay the remaining amount. The insurance premium fee on your account will not generate a late fee, if left unpaid.

If you are experiencing issues with uploading proof of your alternative policy, please contact Academic HealthPlans (AHP) at (888) 896-5797 or click here. 

  • DACA students may attach a copy of their current Notice of Action I-797 to the agreement form
  • Sponsored students may attach a copy of their sponsorship letter and/or health insurance card to the agreement form. 

Click here for some frequently asked questions. 

Click here for commonly used insurance terms. 

Contact Us 
Telephone: 813-974-2331, option 5
Fax: (813) 974-8910 

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