2025 E-Insights Report

Homeownership Rate

• Tampa Bay has maintained a relatively stable performance in homeownership rates, with values gradually increasing four points over the past decade. It has consistently performed well, suggesting moderate competitiveness in the housing market. This stability implies a balanced housing environment with no significant volatility.
• San Diego has been the worst-performing MSA, indicating potential challenges in affordability or a stagnant market environment. On the other hand, St. Louis ranked the highest with a homeownership rate of 71% in 2023, reflecting a highly competitive housing market likely driven by urban density and limited housing supply.

Trend Over Time

Competitive Position Trend

_{The percentage of U.S. homes that are owner-occupied. It is calculated by dividing the number of homes that are owner-occupied by the total number of occupied households. Sources: U.S. Census Bureau. Homeownership rate for the United States [Data set]. U.S. Department of Commerce.}